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Real estate groups urged the Fed to stop rate hikes. Here’s why._我的网站

A |     【文/观察者网 宰可欣】     2026年8月26日，黄龙国家级风景名胜区管理局在公众号上对网传牦牛闯入黄龙五彩池作出回应，情况通报如下：     8月25日15时11分，景区巡护人员发现4头牦牛进入五彩池区域，随即温和引导驱离，15时22分牦牛全部离开该区域，无人员受伤，游览秩序正常。    Major housing industry groups voiced "profound concern" in a letter this week urging the Federal Reserve to stop raising interest rates.The rare public admonishment from top business advocates -- including the National Association of Realtors and the National Association of Home Builders -- underscores a dramatic slowdown in the housing market due in large part to rising interest rates.The letter arrives roughly three weeks before the Fed plans to make its latest rate-hike decision.Mortgage rates have reached their highest level in more than two decades and they have continued to rise. Data released on Thursday showed that mortgage rates increased for the fifth consecutive week, according to Freddie Mac."The speed and magnitude of these [mortgage] rate increases, and resulting dislocation in our industry, is painful and unprecedented," the letter from the housing groups said.Here's what to know about why real estate groups called on the Fed to stop raising rates:

What's happening in the housing market?

Sky-high mortgage rates have dramatically slowed the housing market, since homebuyers have balked at stiff borrowing costs and home sellers have opted to stay on mortgages that lock them into relatively low rates.Mortgage applications have fallen to their lowest level since 1996, the Mortgage Brokers Association said earlier this month.Sales of previously owned homes, meanwhile, have plummeted more than 15% compared to a year ago, the National Association of Realtors found in August.The slowdown has coincided with a sharp rise in costs for potential homebuyers.The average interest rate for a 30-year fixed mortgage has climbed to nearly 7.6%, Freddie Mac data shows.When the Fed initiated the rise of bond yields with its first rate hike of the current series in March 2022, the average 30-year fixed mortgage stood at just 4.45%.Each percentage point increase in a mortgage rate can add thousands or tens of thousands in additional costs each year, depending on the price of the house, according to Rocket Mortgage.

What role is the Federal Reserve playing in the housing market slowdown?

An aggressive series of interest rate hikes at the Federal Reserve since last year has pushed up the 10-year Treasury yield, which loosely tracks with long-term mortgage rates.The Fed has fought elevated inflation with borrowing cost increases as it tries to slash price hikes by slowing the economy and choking off demand.While inflation has fallen significantly from a peak of about 9% last summer, price increases remain more than a percentage point higher than the Fed's inflation target.Price increases held steady in September, fresh data on Thursday showed, suggesting that elevated inflation remains resistant to the interest rate hikes.The persistence of elevated inflation has prompted the Fed to espouse a policy of holding interest rates at high levels for a prolonged period, which in turn has increased the 10-year Treasury yield and put upward pressure on mortgage rates.Moreover, the Fed expects to raise rates one more time this year, according to projections released last month.Speaking at a press conference in Washington, D.C., last month, Fed Chair Jerome Powell acknowledged the continued effect of interest rates on mortgages, noting that activity in the housing market "remains well below levels of a year ago, largely reflecting higher mortgage rates."

What do the housing industry groups want the Fed to do?

Housing industry advocates want the Fed to take swift actions that reassure investors and other market participants of an end to the policies cooling the industry.Most notably, the industry groups want the central bank to release a statement saying that it has abandoned consideration of additional rate hikes.In their letter to Fed officials, the housing groups cautioned that a further slowdown in real estate could help tip the U.S. economy into a recession, scuttling the central bank's effort to achieve a "soft landing.""We urge the Fed to take these simple steps to ensure that this sector does not precipitate the hard landing the Fed has tried so hard to avoid," the letter said.。经核查，系上游禁牧围栏遭人为破坏所致，已向景区派出所报案，案件正在调查。         视频截图     经地质专家现场评估：牦牛扰动造成局部水体短时浑浊，为短期可逆影响，水体藻类预计一周内恢复；钙华本体结构扰动轻微，轻微创面可通过自然沉积数月内完成修复。

B |     此次事件暴露出管护工作存在短板，我们诚恳向公众致歉。下一步将全面排查防护设施，强化巡护值守，完善应急处置预案，严防同类事件重演。

C |     据《人民日报》报道，黄龙于1992年列入《世界自然遗产名录》，以“彩池、雪山、峡谷、森林、滩流、古寺、民俗”七绝著称于世。联合国教科文组织评价其“具有绝妙的自然现象或罕见自然美的地区”，被认定为全球三大钙华梯田景观典范之一。    饱含碳酸钙的岩溶水在流动中二氧化碳逸出、碳酸钙沉积形成的层叠状石灰华景观，就是钙华。

D |     “黄龙钙华纯度可以达到99%以上，是极高纯度的一种钙，”四川省地质环境调查研究中心高级工程师刘馨泽解释说，“钙华形成的条件比较严苛，需要很特别的‘源水’。

E | 黄龙处于青藏高原东缘，水体受高山冰雪融水补给，纯度高，颜色才好，结构才精巧。”     然而，除了地表水减少，钙华沙化黑化等问题客观存在，保护还面临着一些困难。在2020年，央视新闻就报道过一则“多名游客踩踏黄龙景区钙华，破坏无法修复”的新闻。    在采访中，四川省地矿局一〇八地质队副队长李德华介绍，钙华形成速度较慢且十分脆弱，形成速度每一年最多的也就是几个毫米。    不仅如此，首先，游客下去踩钙华滩，会造成一种很不好的社会影响，别的游客看到这些游客下去，可能竞相效仿。    第二，下去之后，原有的平衡打破了，把钙华破坏掉，根据人的轻重，破坏的程度可能不一样，但是，绝对改变了原生的层结结构关系。在九寨沟范围内，山水是融为一体的，人下去之后，人体所带的一些物质，可能也会对水质、环境有一定影响。    最重要的是，钙华滩在岁月沉淀下形成，无论是“牦牛踩踏”还是“人为踩踏”，问题的重点都不是通过比较“谁会带来更大的影响”，来判断谁更“有资格”进入钙华滩。两者的本质都是对脆弱地貌的破坏，如何杜绝这样的破坏才是问题的关键。返回，查看更多。

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Published on:20:57:08